Paul Carberry

Having the responsibility of organising a family member’s move into residential aged care is no easy task.

What We Do​

Having the responsibility of organising a family member’s move into residential aged care is no easy task. There are a lot of decisions to be made, often under pressure, and often with inadequate or contradictory information.

The aged care fees and payments system is a major source of difficulty and confusion for many people, who struggle to understand how it works, what they will have to pay, and what their options are.

Our Services​

As the former South Australian CEO of one of Australia’s peak aged care industry bodies, I can explain exactly how the system works, and provide you with accurate and detailed information.

Professional Guidance​

I’ll explain how the aged care means test will apply to you, how the family home is treated, and the effect entering aged care may have on the age pension, or DVA service pension.​

Form Assistance​

I’ll provide you with the correct Centrelink form, and assist you to complete it​

Calculations & Reports​

I’ll provide you with calculations and reports for your specific situation, so you can compare the financial effect of different options. ​

Answer Questions​

I’ll provide answers to the questions which are relevant to you, including the ones you don’t ask.​

Information​

Armed with the information I’ll provide, you can make well-informed, fact-based decisions, and avoid costly mistakes. I charge an affordable fixed fee of $330 ($395 if a couple are both entering care at or around the same time). Please refer to the flyer which is available for download.

Common Questions​

  • Will my house be assessed for aged care?
  • Should a couple enter permanent care on the same day?
  • Will I have to sell my house?
  • Am I close to the dividing line between a non-supported and partially-supported resident?
  • Why would that matter?
  • Is there anything I can do about it?
  • Should I pay by RAD or DAP, or a combination?
  • If the latter, exactly how much RAD?
  • Could it be financially beneficial to pay a higher RAD?

The answer to all of these questions is “it depends”. It depends on the individual financial and personal circumstances of the person(s) entering care, and the place they will be entering. It depends on their goals and priorities, and those of the people supporting them.

Armed with the information I provide, you will see the answers more clearly, for your individual situation.

Fees & Payments Abbreviations​

Maximum Permissable Interest Rate

Daily Accommodation Contribution

Means Tested Care Fee

Daily Accommodation Payment

Refundable Accommodation Deposit

Refundable Accommodation Contribution

Contact​

Armed with the information I provide, you will see the answers more clearly, for your individual situation.

E paul@paulcarberry.com.au
P 0403 809 713